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Date();fetch('https://api.tidesandcurrents.noaa.gov/api/prod/datagetter?product=predictions&application=palmcoastlocal&begin_date='+ymd(td)+'&end_date='+ymd(td)+'&datum=MLLW&station=8720833&time_zone=lst_ldt&units=english&interval=hilo&format=json').then(function(r){return r.json();}).then(function(d){if(!d.predictions||!d.predictions.length)throw 0;var now=new Date(),next=null;d.predictions.forEach(function(p){var t=new Date(p.t.replace(' ','T'));if(!next&&t>now)next=p;});if(!next)next=d.predictions[d.predictions.length-1];var t=new Date(next.t.replace(' ','T'));var ts=t.toLocaleTimeString('en-US',{hour:'numeric',minute:'2-digit',hour12:true});document.getElementById('ci-tide').innerHTML='\\uD83C\\uDF0A'+(next.type==='H'?'High':'Low')+' tide '+ts+'';}).catch(function(){document.getElementById('ci-tide').innerHTML='\\uD83C\\uDF0ATide n/a';});document.addEventListener('DOMContentLoaded',function(){var here=window.location.href;document.querySelectorAll('#pclh-nav 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   Details    ![Workers’ Compensation Insurance Rates to Drop Again for Palm Coast and Florida Businesses](https://palmcoastlocal.net/images/BusinessBlog/florida-workers-compensation-insurance-rate-drop-2025.png) Workers’ Compensation Insurance Rates to Drop Again for Palm Coast and Florida BusinessesFlorida businesses, including those in Palm Coast, will soon benefit from more affordable workers’ compensation insurance. The Florida Office of Insurance Regulation (OIR) has approved a statewide reduction in workers’ comp insurance rates, marking the eighth consecutive year of rate decreases.

Florida businesses, including those in Palm Coast, will soon benefit from more affordable workers’ compensation insurance. [The Florida Office of Insurance Regulation](https://floir.com/newsroom/archives/item-details/2024/11/18/oir-approves-further-reduction-in-workers'-compensation-insurance-rates-for-eighth-consecutive-year) (OIR) has approved a statewide reduction in workers’ comp insurance rates, marking the eighth consecutive year of rate decreases.

Starting January 1, 2025, the new rates will reflect an overall average decrease of 1% for the voluntary market. This applies to all new and renewal workers’ compensation policies written in Florida. The reduction comes following a proposal submitted by the National Council on Compensation Insurance (NCCI), which was reviewed during a public hearing in October.

OIR, the agency responsible for regulating insurance compliance and enforcement across the state, plays a critical role in monitoring Florida's insurance markets. While its primary focus includes workers’ compensation and business insurance, OIR also oversees claims arising from natural disasters like hurricanes.

Recently, OIR has been tracking nearly $5 billion in claims stemming from Hurricanes Helene and Milton, which struck Florida in September and October, respectively.

Florida Insurance Commissioner Mike Yaworsky expressed optimism about the reduction:
“I’m pleased to announce that Florida businesses will see a further reduction in workers’ compensation rates for the eighth consecutive year. Following historic legislative reforms, the workers’ compensation market in Florida remains stable and competitive. This reduction will support both new and established businesses in achieving success.”

This ongoing trend of rate reductions underscores the improving health of Florida's workers’ compensation insurance market, providing welcome financial relief for businesses statewide.

 [**Michael Yaworsky**](https://floir.com/about-us/OIR-commissioner) was nominated by Governor DeSantis and appointed by the Financial Services Commission to serve as the Florida Insurance Commissioner in March 2023.

  Created: 29 November 2024  - [ insurance ](https://palmcoastlocal.net/component/tags/tag/insurance)
- [ regulation ](https://palmcoastlocal.net/component/tags/tag/regulation)

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